There’s just something about that sms that says “you’ve got money in the bank” that makes me want to eat out, buy that dress I’ve been coveting or simply just splurge because I can. This hasn’t always worked out so well towards the end of the month, but I’ve always called home spinning a story for mom to hook me up. But once you start earning some of your own that story doesn’t fly anymore.
Being disciplined with money is hard, but it just needs practice. The best advice I received a few weeks ago at a workshop is to know how much you spend. I mean, I’ve always had an idea of more or less how much I spend on different things, but I’ve never actually calculated exactly how much I spend every month on groceries, airtime, eating out, shopping, transport and so on. I consider myself to be a thrifty spender but once I got down to the nitty gritty I realized that I spend on things I don’t need sometimes, and on those occasions that money could have gone towards wiser purchases.
Budgeting, something I’ve totally taken for granted makes a huge difference. Laying out your expenditure to the tee, including how much you’ll spend going out with friends, eating out, buying clothes, being spontaneous, etc are some of the things that will help you become disciplined. Practice staying within the boundaries you’ve set for yourself and once the big money starts rolling in, you won’t make the same unnecessary purchases and you can easily plan out building your empire.
On the lighter side, don’t ever go grocery shopping on an empty stomach, you’ll end up buying half the grocery store and filling the trolley with things you’ll regret, lol. Trust me…I know!
I don’t know who said that, but that’s exactly what I think. For me growing up means getting older…and getting older means your life is getting closer to its end. Weird mentality, I know, but growing older terrifies me. For some reason growing up does not seem like a fun prospect at all. Even though I’m surrounded by plenty awesome “older” people, who are living it up, I can’t seem to shake this feeling.
I’ve been interning over June recess and I got to work with some pretty cool “older” people! At work a few days ago I sat outside on the stairs with some colleagues (I was the youngest), soaking up the hot sun at lunchtime like school kids at break. The oldest lady amongst us jumped up and said, “Let’s take a picture!” We all laughed for a moment since it would be expected that I would be the one jumping up for such opportunities (#instamoment). But she was serious so we all huddled up and put on our best smiles.
Once we had taken the picture she asked me to help her share it on Facebook. I gladly assisted and asked her what she’d like the caption to be. She smiled at me and said, “I don’t know…how about…chilling with my peeps at lunchtime?” I choked back the laughter with a smile and did as requested.
This moment was super special because this lady is significantly older than me. I honestly did not expect “peeps” to be in her vocabulary! I walked away feeling amused and thinking – maybe growing up isn’t so lame after all. Just Maybe.
Life after turning 21 is much like life after turning 13.
When you’re 13, you’re a senior in primary school. You get to walk around like a big deal, looking down on everyone and throwing around the fact that “you’re not 12 anymore”. But then you’re off to high school, the red carpet is pulled from underneath your feet and suddenly – you’re at the bottom of the food chain. The glitz and glamour of getting older is gone. Finally you get passed Gr.8 but nothing really seems to matter until you reach matric.
After 21, life is pretty much the same thing. From the parties, to the presents to the fun times – turning 21 is epic! But once you finish off your degree and you enter the world of work – again, you’re at the bottom of the food chain. And if you’re doing your Honours degree, you’re still at the bottom of the food chain because you don’t have a life. And now what’s worse than when you were 13 is that you’ve reached adulthood and you’re expected to be independent. I mean if you thought going to varsity was independence – think again. Varsity is freedom. What happens thereafter is real independence.
Adjusting to this life can be hard and as much as it may suck at times, this is the time you find yourself. This is the time you get to figure out who you really are in this great big world. It’s a journey full of lessons, laughs, love and sometimes ludicrous. Either way, life after 21 is the beginning of the rest of your life.